Retirement Planning for Business Owners

Retirement planning is difficult enough, but for the business owner this decision becomes even more challenging.  Not only will you have decisions about how much to save and invest, and what investment allocation is right for you, but you are also responsible for whether your business offers a company retirement plan.

If the business does establish a retirement plan, what type of plan is right and what features should be included or avoided.  Often times the business owner’s goals get overlooked.  We have even met business owners who felt their company retirement plan seemed to work for everyone but themselves.  With us, we ensure your goals along with the business’ are primary when deciding on a company retirement plan.

Even with a company retirement plan most business owners we have worked with seek greater financial resources than solely their company retirement plan to achieve their retirement goals.  This requires one to examine their complete financial picture including their business and personal resources.  Have you created enough wealth outside the business to retire or is your retirement dependent upon selling the business?

Each business and business owner are unique and there is no one strategy that fits each situation.  Helping business owners address the complex set of questions they face about their retirement planning is an area we take great pride in.  If you are a business owner and have questions about retirement, give us a call to see if our personalized, comprehensive approach is right for you.